Methodology

How we decide

Most comparison sites ask you to trust a verdict. This one hands you the math so you can check it yourself.

What this site actually is

EasyChoosing builds decision tools: calculators, cost breakdowns, and side-by-side comparisons for choices that are expensive and confusing. The output of a tool is arithmetic performed on published figures. It is a narrow promise on purpose, because it is one we can keep.

That narrowness sets a boundary. This is not a hands-on product review site and there is no lab behind it. When a question can only be answered by living with a product for six months, it is out of scope, and the page will say so.

Where the numbers come from

• Primary sources first. Published pricing pages, official documentation, regulatory filings, and public rate tables, never a competitor's summary of them.
• Every figure is cited. If a number appears in a tool, the page says where it came from and when we last checked it.
• Assumptions are stated, not hidden. Every model needs assumptions. Ours are written on the page in plain language, and where it matters we let you change them.
• Formulas are published. You can see the calculation, not just its result.

How the tools are built

We use AI assistance to research sources, structure data, and build these tools. That is worth stating plainly, since the alternative is to dress the operation up as a newsroom. What matters is whether the output is correct and checkable, so that is what we optimize for: cited inputs, visible formulas, and results you can reproduce by hand.

What we do not do is generate a fake human expert to vouch for it. EasyChoosing is published as a site, not as a person with an invented résumé. If you find a claim of personal experience anywhere on this site, it is a bug. Report it.

What we get wrong

Two failure modes are worth naming:

• Staleness. Providers change prices without notice. A tool accurate in March can be wrong in June. Check the "last verified" date, and confirm with the provider before you spend money.
• Model simplification. A calculator captures the main drivers of a decision, not every edge case. Unusual situations such as odd tax treatment, grandfathered plans, or regional rules can move the answer in ways the model does not see.

Found an error? Tell us what is wrong and we will correct it and note the correction on the page.

Money

We earn affiliate and referral commissions on some outbound links. Commission rates are never an input to a ranking or a calculation. The full disclosure spells out exactly what that money does and does not influence.